Peoples Reserve Vaults are innovative asset allocation products designed to generate yield, manage risk, and integrate seamlessly with the wider Peoples Reserve ecosystem. This article explains what Vaults are, the different types available, and how they can benefit both individual users and organizations.
What Are PRN Vaults?
PRN Vaults are structured investment strategies that use Bitcoin, PRN, and other assets to balance yield, safety, and growth. Each vault type is designed with a different purpose—whether it’s hedging against inflation, generating stable returns, or supporting ecosystem products.
Types of PRN Vaults
prUSD Arbitrage Vault
- Arbitrages prUSD between USDC and USDT.
- Exploits inefficiencies in decentralized liquidity pools.
- Goal: Low risk, medium reward APY.
Inflation Hedge Vault
- Blends gold (for stability) with Bitcoin (for growth).
- Monthly re-balancing based on asset volatility.
- Goal: Outperform inflation while maintaining lower volatility than gold alone.
PRN Rental Vault
- Lets users rent PRN loyalty tokens to maintain their loyalty tier benefits.
- Depositors earn prUSD yield from PRN tokens that are not in use.
- Goal: Help participants optimize loyalty level benefits while generating yield.
Bitcoin Bond Vault
- Anchors core ecosystem products like HealthShare and HomeShare.
- Supports future Peoples Reserve services through Bitcoin Bonds.
- Goal: Long-term growth and sustainability of the ecosystem.
Custom Vaults
- Offered to businesses, churches, and governments.
- Customizable Bitcoin-powered vaults designed for institutional needs.
- Delivered via White Glove Service for balance sheet optimization.
Why Vaults Matter
Vaults serve both individual investors and organizations by offering access to strategies traditionally reserved for large institutions. They make it possible to:
- Earn yield in ways that are low-risk but still meaningful.
- Protect against inflation while staying tied to Bitcoin’s growth.
- Maintain or enhance Loyalty Levels with PRN rentals.
- Support the overall Peoples Reserve ecosystem through Bitcoin Bonds.