HealthShare is a community-driven health cost sharing program designed to help individuals and families manage medical expenses through shared responsibility, transparency, and flexibility without relying on traditional insurance structures.
This article explains what HealthShare is, how it works, and who it is designed for.
What Is HealthShare?
HealthShare is a cooperative healthcare cost-sharing model where members contribute monthly and help cover one another’s eligible medical expenses.
Instead of paying premiums to an insurance company:
- Members share costs directly
- Funds are distributed within the community
- Transparency and affordability are prioritized
HealthShare is built for people who want more control and clarity over how healthcare costs are handled.
How HealthShare Works
1. Join the HealthShare Community
Eligible members enroll in HealthShare and agree to the program guidelines and sharing principles.
2. Make Monthly Contributions
Members contribute a monthly amount that goes into a shared pool used to help cover eligible medical expenses for the community.
3. Share Medical Expenses
When a member has an eligible medical event:
- Expenses are submitted for review
- Approved costs are shared among members
- Funds are distributed according to program rules
This model encourages mutual support rather than profit-driven decision-making.
What HealthShare Helps With
HealthShare is designed to assist with many common medical needs, such as:
- Routine medical visits
- Unexpected medical events
- Qualified healthcare services
- Other eligible healthcare-related expenses
Key Benefits of HealthShare
Community-Based Support
Members help one another directly, creating a system built on shared responsibility and trust.
Transparent Cost Structure
HealthShare focuses on:
- Clear contribution amounts
- Defined sharing guidelines
- Reduced administrative overhead
Flexible Alternative to Traditional Insurance
HealthShare may be a good fit for those seeking:
- An alternative to traditional insurance plans
- More visibility into how healthcare funds are used
- A values-aligned healthcare cost solution
Is HealthShare Health Insurance?
No. HealthShare is not health insurance. It is a medical cost-sharing program and does not guarantee payment of medical expenses.
Who Is HealthShare For?
HealthShare may be a good fit for:
- Individuals and families seeking alternative healthcare solutions
- Self-employed or independent workers
- Those looking for community-based cost sharing
- Members comfortable with shared responsibility models
Availability and Status
HealthShare is currently marked as Coming Soon.
Details such as enrollment requirements, contribution levels, and eligible expenses will be shared as the program becomes available.
How HealthShare Fits Into Peoples Reserve
HealthShare aligns with Peoples Reserve’s broader mission of:
- Empowering individuals
- Promoting transparency
- Building community-first financial and lifestyle services
It complements other Peoples Reserve offerings focused on ownership, resilience, and long-term sustainability.
Next Steps
- Watch for HealthShare launch updates
- Review program guidelines once available
- Contact Peoples Reserve Support with general questions about HealthShare
Need Help?
If you have questions about HealthShare or want to know when enrollment opens, contact support for the latest information.