This article explains how loyalty levels work, what determines your current tier, and how to upgrade to unlock additional benefits across the Peoples Reserve platform.
What Are Loyalty Levels?
Loyalty Levels reward long-term participation within the Peoples Reserve ecosystem. Your level reflects how actively you engage with the platform and helps determine:
- Access to advanced products
- Yield eligibility and limits
- Priority features and services
Higher levels unlock greater benefits and earning potential.
What Determines Your Loyalty Level?
Your loyalty level is based on the percentage of PRN held in your portfolio, relative to your total platform balance.
Key factors include:
- PRN balance in your account
- Overall portfolio size
- Ongoing participation
Note:
Loyalty levels are calculated dynamically and may change as your portfolio changes.
Loyalty Levels Overview
| Loyalty Level | PRN in Portfolio |
|---|---|
| Basic | Up to 1.99% |
| Silver | 2% – 5.99% |
| Gold | 6% – 9.99% |
| Diamond | 10%+ |
Each tier unlocks progressively higher benefits.
How to Upgrade Your Loyalty Level
Step 1: Acquire PRN
To move up, you need to increase the percentage of PRN in your portfolio.
You can do this by:
- Purchasing PRN
- Earning PRN through platform participation
- Holding PRN while adjusting other portfolio allocations
Step 2: Maintain the Required Percentage
Your loyalty level is not based on a one-time snapshot.
- You must maintain the required PRN percentage
- Large changes in other assets may affect your tier
Tip
Review your portfolio balance after deposits or withdrawals to ensure your PRN percentage remains within your desired tier.
Step 3: Monitor Your Loyalty Status
You can view your current loyalty level directly from your account dashboard.
Your dashboard will display:
- Current loyalty tier
- PRN percentage
- Progress toward the next level
Upgrades are applied automatically when requirements are met.
When Does the Upgrade Take Effect?
- Loyalty level updates are typically automatic
- Changes may reflect shortly after portfolio updates
- No manual request is required
If your PRN percentage drops below a tier threshold, your loyalty level may adjust accordingly.
Why Upgrade Your Loyalty Level?
Higher loyalty levels may unlock:
- Increased yield opportunities
- Enhanced product access
- Priority or early access features
- Premium programs and services
Loyalty levels are designed to reward commitment, not short-term activity.