This article explains how loyalty tiers work, what determines your current tier, and how to upgrade to unlock additional benefits across the Peoples Reserve platform.
What Are Loyalty Tiers?
Loyalty Tier reward long-term participation within the Peoples Reserve ecosystem. Your level reflects how actively you engage with the platform and helps determine:
- Access to advanced products
- Yield eligibility and limits
- Priority features and services
Higher levels unlock greater benefits and earning potential.
What Determines Your Loyalty Tier?
Your loyalty tier is based on the percentage of PRN held in your portfolio, relative to your total platform balance.
Key factors include:
- PRN balance in your account
- Overall portfolio size
- Ongoing participation
Note:
Loyalty tiers are calculated dynamically and may change as your portfolio changes.
Loyalty Tiers Overview
| Loyalty Tier | PRN in Portfolio |
|---|---|
| Basic | Up to 1.99% |
| Silver | 2% – 5.99% |
| Gold | 6% – 9.99% |
| Diamond | 10%+ |
Each tier unlocks progressively higher benefits.
How to Upgrade Your Loyalty Tier
Step 1: Acquire PRN
To move up, you need to increase the percentage of PRN in your portfolio.
You can do this by:
- Purchasing PRN
- Earning PRN through platform participation
- Holding PRN while adjusting other portfolio allocations
Step 2: Maintain the Required Percentage
Your loyalty Tier is not based on a one-time snapshot.
- You must maintain the required PRN percentage
- Large changes in other assets may affect your tier
Tip
Review your portfolio balance after deposits or withdrawals to ensure your PRN percentage remains within your desired tier.
Step 3: Monitor Your Loyalty Status
You can view your current loyalty Tier directly from your account dashboard.
Your dashboard will display:
- Current loyalty tier
- PRN percentage
- Progress toward the next level
Upgrades are applied automatically when requirements are met.
When Does the Upgrade Take Effect?
- Loyalty tier updates are typically automatic
- Changes may reflect shortly after portfolio updates
- No manual request is required
If your PRN percentage drops below a tier threshold, your loyalty tier may adjust accordingly.
Why Upgrade Your Loyalty Tier?
Higher loyalty tiers may unlock:
- Increased yield opportunities
- Enhanced product access
- Priority or early access features
- Premium programs and services
Loyalty tiers are designed to reward commitment, not short-term activity.