Saving in PRN gives you more than just a place to hold tokens. It’s a way to unlock extra benefits, lower fees, and participate directly in the Peoples Reserve ecosystem while still keeping Bitcoin at the center of your financial strategy. This article explains what PRN is, why saving in PRN matters, and how it benefits you.
What is PRN?
PRN stands for Peoples Reserve Network Loyalty Token. It is a chain-agnostic utility token designed to work alongside Bitcoin as pristine collateral not to replace it as money. Holding PRN strengthens your position across all Peoples Reserve products, from mortgages to vaults to debit cards.
Why Save in PRN?
By holding PRN, you gain access to a wide range of benefits across the platform:
- Lower borrowing costs: Reduce APRs on Bitcoin Powered Mortgages and lines of credit.
- Higher savings yields: Earn higher APYs in vaults and RWA products.
- Discounted fees: Save on entry, exit, swap, and debit card load fees.
- Loyalty rewards: Earn participation fee rewards and loyalty bonuses as your PRN ratio grows.
- Access to new products: Be first in line for innovative financial tools powered by Bitcoin and PRN.
How It Works
- Buy PRN: Purchase PRN directly through the Peoples Reserve platform.
- Hold PRN in your account: The system automatically tracks your PRN ratio compared to your portfolio and mortgage balances.
- Unlock benefits: As your PRN holdings increase, you move up Loyalty Levels (Basic → Silver → Gold → Diamond) with better rewards.
- Earn and save: Use PRN to lower fees, boost yields, and qualify for exclusive participation rewards.
Why It Matters
Traditional finance ties rates and yields to fiat benchmarks. Peoples Reserve is building a free market system where savers, not banks, define true risk-free interest rates. By saving in PRN, you become part of that system and directly empower Bitcoin-backed lending without reliance on fractional reserve practices.