The RWA Property Claim program allows homeowners to unlock monthly cash flow from their fully paid-off properties—without selling, refinancing, or taking on debt. This article explains eligibility, how the program works, and the benefits for Peoples Reserve users.
What is an RWA Property Claim?
An RWA Property Claim converts the equity in your home into yield through the Peoples Reserve digital marketplace. Instead of borrowing against your house, you claim it into the ecosystem and earn passive returns backed by a funding reserve.
Eligibility
- You must own your home outright.
- The property must be fully paid off (no mortgages, liens, or debts).
- Participation is exclusive to PRN loyalty token holders.
How It Works
- Claim your property: Properties are registered in the Peoples Reserve digital marketplace.
- Backed by a reserve: An RWA Funding Reserve supports the system, operating as a delta-neutral market-making fund in the digital economy.
- Earn returns: Your property claim generates yield while your home remains fully yours.
Benefits
- Monthly cash flow: Earn passive income directly from your home equity.
- No loss of ownership: The property is never sold, refinanced, or encumbered.
- Aligned with loyalty levels: Higher loyalty tiers unlock higher yields (up to 7.25% APY).
Returns
Returns vary depending on your Loyalty Level, with yields up to 7.25% APY.
| Level | PRN in Portfolio | Max APY |
|---|---|---|
| Basic | Up to 1.99% | 0% |
| Silver | 2% – 5.99% | 4% |
| Gold | 6% – 9.99% | 5% |
| Diamond | 10%+ | 7.25% |